Bank Term Deposits
Place funds with a bank for a defined period at a fixed or stated rate of interest.
About Term DepositsFor expats & international savers
Compare Fixed-Term Savings & Income Options Available to Expats
Tell us where you live, how much you're looking to place and your preferred term. We'll help identify savings, deposit and fixed-income options that may be available based on your residency and requirements.
Compare Available Options
Free comparison · No obligation · We do not hold customer funds or provide personalised financial advice
There is no fee to use the Expat Money Rates comparison service.
Internationally Focused
Options considered according to residency and eligibility.
No Obligation
Compare available options before deciding whether to proceed.
Multiple Product Types
Explore deposits, savings products and selected fixed-income opportunities.
Secure Enquiry Process
Your information is used to process your comparison request.
Products
Product types you can compare
Fixed-Rate Savings
Savings products that pay a stated rate when funds are held for a set period.
About Fixed-Rate SavingsFixed Income & Bonds
Selected government, corporate and other fixed-income investments with defined maturities.
Capital is at risk. Investments are not bank deposits.
About Fixed IncomeYour comparison
Find options that match your requirements
Answer six short questions so we can identify relevant savings and fixed-income options.
Takes around two minutesNo fee to use the comparison serviceAnswers preserved as you move back
Options are generally best suited to clients looking to place £10,000 / €10,000 / $10,000 or more, although minimum amounts vary by provider and product.
How it works
Three simple steps
01
Tell us what you're looking for
Choose your country of residence, preferred currency, amount and term.
02
We identify relevant options
We review available savings, deposit and fixed-income opportunities according to your requirements and eligibility.
03
Review your options
Where appropriate, you may be introduced to a relevant provider or intermediary to discuss the available product in more detail.
There is no obligation to proceed.
International by design
Why expats may have different requirements
Product availability can depend on your country of residence and nationality. You may hold or need funds in more than one currency, and your time horizon may change with a move or retirement abroad.
British expatsEuropean expatsInternational professionalsRetirees abroadGlobally mobile familiesInternational business owners
Across borders
Location, currency and eligibility considered together.
Know the difference
Deposits and investments are different
Bank Deposits
Deposits held with a financial institution for an agreed term.
- Placed with a bank or similar institution
- Deposit protection depends on the provider, jurisdiction and customer eligibility
- Protection limits and rules vary by jurisdiction
Bonds & Fixed-Income Investments
Investments, not bank deposits.
- Capital is at risk with investments.
- Fixed-income investments are not the same as bank deposits and may not be covered by deposit-protection schemes.
- Involve issuer credit risk
- May fluctuate in value
- May involve liquidity, currency and interest-rate risk
Always review the product documentation before making a decision. Read our full Risk Disclosure.
Compare clearly
Key comparison considerations
Look beyond the headline rate.
Rate
The stated interest rate or return.
Term
How long funds may be committed.
Access
Early withdrawal rules and charges.
Currency
The currency you expect to use.
Protection
Which protection framework, if any, applies.
Risk
Credit, market and capital risks.
How we're compensated
Using Expat Money Rates is free for users. We may receive a referral, marketing or introduction fee from a provider or partner if you enquire about or proceed with a product through our service. We do not necessarily compare every provider or financial product available in the market.
Frequently asked questions
Helpful answers before you compare
See which options may be available to you
Savings, term deposits and fixed-income options for internationally based savers.
Compare Available Options
Free comparison · No obligation